Question 1

What does insurance advisory at Contrarian cover?

Accepted Answer

Life, health and general insurance for individuals, and corporate risk, key man and asset protection cover for businesses. We study your overall requirements first, then recommend cover that fits your whole situation, not a list of products.

Question 2

Which insurers do you work with?

Accepted Answer

Life cover is sourced from LIC, and non-life cover, including health, vehicle and asset policies, from Tata AIG. We guide you through the entire process, from the requirement study to policy issue.

Question 3

What is a cover study?

Accepted Answer

Before recommending any policy, Contrarian studies your situation as a whole: dependants, income, loans, existing policies, health and assets. The recommendation that follows covers the genuine gaps instead of stacking products.

Question 4

I already have policies. Is a review worth it?

Accepted Answer

Usually, yes. Most portfolios we review have overlaps in some places and serious gaps in others, often too little life cover and too much of something that pays commissions well. A review tells you exactly where you stand.

Question 5

What is key man insurance?

Accepted Answer

Cover a business takes on the life of a person it cannot easily replace, a founder or a critical leader. If that person is lost, the payout gives the business breathing room to recover. For many companies it is the most important policy they do not have.

Question 6

What does corporate risk and asset protection cover include?

Accepted Answer

Policies that protect what the business runs on: premises, stock, equipment and vehicles, and cover against operational risks. We study the business first, so cover matches how it actually earns.

Question 7

Life or health insurance first?

Accepted Answer

They answer different questions. Health cover protects your savings from a hospital bill; life cover protects your family's future if income stops. A household with dependants usually needs both, sized by the cover study rather than by a round number.

Question 8

How does insurance fit into a wealth plan?

Accepted Answer

It is the foundation. The right cover means an illness, accident or loss never forces you to break long-term investments at the worst time. Protection keeps the growth plan uninterrupted.

Question 9

Will Contrarian help at claim time?

Accepted Answer

Yes. Advice does not end at policy issue: when a claim arises, we guide you through the documentation and follow-up, which is exactly when having an advisor rather than a seller matters.

Question 10

How do I start?

Accepted Answer

Share your existing policies and a little about your family or business. Contrarian runs the cover study and walks you through the gaps, what to keep, and what to add.

Protect your family and your legacy

Advice from an advisor, not a policy seller

A cover study, at a glance

Two sides of your life, one study

Personal cover

Corporate cover

Watch the layers settle around what matters

Cover built like a vault door

Insurance with Contrarian, answered

Ready to progress your finances?